Thursday, August 27, 2020

What is the marketing mix

What is the advertising blend What is the Marketing Mix The showcasing blend of Product, Price, Promotion, and Place was acquainted with advertising training by McCarthy (Yudelson 1999). First planned as an instructive apparatus, the idea of the 4Ps speaks to a thorough method to depict the principle undertakings of showcasing supervisors. (Goldsmith 1999). It is used to execute corporate arranging subsequent to having investigated and reviewed the showcasing condition, distinguished and comprehended the client, built up a technique and chose which market(s) or advertise portions to serve, or need to serve (Anonymous 2006). The Marketing Mix has its causes during the 60s: Neil Borden (1964) distinguished twelve controllable advertising components that would result to a productive business activity. Jerome McCarthy (1064) marked down Bordens components to a basic four-component system: Product, Price, Promotion and Place. Professionals and scholastics grasped the Mix worldview that before long turned into the set up and basic component of advertising hypothesis and operational promoting the executives. (Constantinides 2006) The 4Ps were an appropriate structure for the 1960s condition which was described by benefit making purchaser fabricating organizations who were worried about arriving at their clients during a time of rising broad communications and national mass markets. (Mysterious 2006) Eventually the 4Ps of the showcasing blend turned into an undeniable worldview in scholastic examination, the legitimacy of which was underestimated. (Grã ¶nroos 1994). There are voices however from scholastics an d analysts which yell that the Marketing Mix as the 4Ps can't confront the most recent showcasing challenges. The parts of the Mix Item Since its the purchasers observation that ought to be the focal point of item strategy, the item ought not be characterized as simply the arrangement of its own physical properties. The recognitions are affected by various boundaries, for example, any related administrations, the picture, the brand name, even the social and social associations, or the impression of its own separation from rivalry. An item is a blend of substantial and elusive properties, including useful, social and mental utilities or advantages (Anonymous 2006). Cost Cost is the main income creating component of the advertising blend; different components expend assets. There are three essential estimating techniques that all associations can seek after for existing items: valuing over the market (higher than comparable competitve items), evaluating underneath the market (lower than rivalry) and estimating at the market (nearly at the cost of rivalry) (Anonymous 2006). Advancement One long haul motivation behind advancement is to impact and urge purchasers to acknowledge or receive products, administrations and thoughts. Potential purchasers experience a mental or social procedure before buying an item. AIDA, which is an abbreviation for Attention, Interest, Desire and Action fuses mental procedures: consideration is a psychological procedure, intrigue and want are full of feeling procedures and activity is a show conduct process (Anonymous 2006). Spot Spot, or conveyance system concerns the courses by which advertisers of items and administrations can guarantee that these arrive at their planned market. We typically allude to these courses as promoting channels, which incorporate those middle people that items and administrations go through from the purpose of creation to the point of conclusive use (Anonymous 2006). Analysis TQM and Relationships Management: Adaptation, not Revolution Yudelson (1999) distinguished six significant showcasing improvements that tested the 4Ps since the presentation of the Marketing Mix. Concentrate on the client by means of the Marketing Concept (1960s); Expanding of showcasing to incorporate not-for-benefits, administrations, causes, and even governmental issues (1970s); ID of the trade exchange as the center of promoting (1970s); Presentation of Total Quality Management with its accentuation on consumer loyalty (1980s); Augmentation from exchange promoting to relationship advertising (1990s); Recognizable proof of the firm as an individual from a total worth chain (1990s). Since the 80s, the meaning of Product as anything offered is tested because of the new point of view that associations face: The achievement relies upon the capacity to change fulfillment to charm. Consumer loyalty is recognized as the new main impetus, and that is one of the primary thoughts of TQM. Spot is extended to incorporate the whole conveyance framework, which makes time and spot utility and may fuse explicit frameworks, for example, in the nick of time conveyance as a feature of channel the board. During the 1990s, another critical move happened. The job of connections in the advertising exercises of the association supplanted the exchange point of view of prior occasions. Cost is not, at this point the measure of cash paid to procure a solitary Product yet the lifetime costs related with the securing, use, and at last removal of the advantages accomplished during a timeframe. Spot is not, at this point only the purpose of trade since that neglects to impart the cooperations that happen as the item changes proprietorship and utility from conceptualisation to conclusive removal. Yudelson recommends that after about 40 years, the 4Ps need to give up in light of the fact that, as appeared, the phrasing has not figured out how to deal with the difficulties of improvements in showcasing thought and practice. Nonetheless, no normally concurred or acceptable substitution has showed up and any individual who experienced childhood with the idea of promoting blend (clients, showcasing experts and scholastics) would confront noteworthy discord if the key worldview were excused. Along these lines, he recommends that the best procedure is Adaptation and not Revolution. His proposed adjustment centers around the basic parts of showcasing as trade driven conduct, keeps up the straightforwardness and nature of the 4Ps, perceives the worries of past pundits, and is fit for applying to both single case exchanges and long haul key connections. Item ought to be re-imagined as all the advantages (present or foreseen) that the purchaser or acquirer gets from the trade. It is suggested that Product be renamed as Performance to convey the feeling helpful for the client. Cost ought to be reclassified as everything that the acquirer offers up to get the advantages. It is proposed that we allude to the second P as Penalty to imply those things that the client would need to surrender or try to limit while acquiring the advantage or Performance related with the trade. Advancement ought to be reclassified to incorporate the entirety of the data that is imparted between the gatherings to the exchange with regards to the current idea on Integrated Marketing Communications. The reason for the correspondence or data is to impact or urge each gathering to go into the exchange/relationship. This is cultivated by giving data with respect to the expenses and advantages of the exchange or better-the Perception of the Performance and Penalty. Spot can be presently characterized as all that is done and required to encourage or realize the trade and consequently, Yudelson proposes its redefinition as Process. Connections Marketing A change in perspective Grã ¶nroos (1994) accepts that a change in perspective is occurring in promoting. One of the fundamental reasons lies underneath the idea of showcasing blend. The showcasing blend is a rundown of classes of promoting factors. A rundown never incorporates every single significant component, it doesn't fit each circumstance, and it gets outdated. In addition, the 4Ps speak to a misrepresentation of Bordens unique idea, which was a rundown of 12 components not planned to be a definition by any stretch of the imagination. This rundown would most likely must be rethought in some random circumstance. Grã ¶nroos accepts that McCarthy either misjudged the importance of Bordens showcasing blend or his adherents misconstrued McCarthys goals. Likely Bordens unique thought of a rundown of countless advertising blend fixings that must be reevaluated in each given circumstance was abbreviated for instructive reasons and an increasingly set number of showcasing factors appeared to fit average cir cumstances saw in the late 1950s and during the 1960s. The 4Ps were never material to all business sectors and to a wide range of promoting circumstances. The advancement of elective advertising speculations (collaboration/organize way to deal with mechanical showcasing and the promoting of administrations, client relationship financial matters) exhibits that even from an administration point of view, the advertising blend and its 4Ps turned into an issue. Gronroos reasons that in mechanical advertising, administrations promoting, overseeing circulation channels and even buyer bundled merchandise showcasing itself, a move is unmistakably occurring from showcasing to mysterious masses of client to creating and overseeing associations with pretty much notable or if nothing else by one way or another distinguished clients. Different Reviews and Criticism Constantinides (2006) embraced a writing audit on the status of Marketing Mix at the 21st century. He found that numerous analysts express genuine questions with regards to the job of the Mix as promoting the board device in its unique structure, proposing elective methodologies: adding new boundaries to the first Mix (for example 7Ps for administrations) or supplanting it with elective structures through and through. A portion of the shortcomings of the 4Ps recognized in the examination are space explicit: disregarding the human factor, absence of key measurements, hostile stance and absence of intelligence. Two confinements anyway appear to be basic in totally looked into classifications: The models inner direction: The absence of express market contribution to the structure which sources from the way that the Mix was initially evolved as an idea reasonable for promoting of shopper items in the mass-situated US fabricating division of the 60s The absence of personalisation: Significant s

Saturday, August 22, 2020

Cultural Relativism Essay Research Paper The thesis free essay sample

Social Relativism Essay, Research Paper The proposal of meta-moral social relativism is the philosophical perspective that there are no supreme good facts, just certainties connection to the social setting in which they exist. From this it is thus assumed that what one society considers to be ethically right, another general public may see to be ethically erroneous, subsequently, moral right # 8217 ; s and wrongs are just relative to an impossible to miss society. In this way social relativism infers that what is # 8216 ; great # 8217 ; is what is # 8217 ; socially endorsed # 8217 ; in a given human progress. Two proclamations for social relativism are the # 8216 ; Cultural Differences explanation # 8217 ; and the # 8216 ; Argument from the ethicalness of resistance # 8217 ; , the accompanying paper will take a gander at and measure both of these announcements. The social contrasts articulation goes like this ; # 8216 ; Different civic establishments have distinctive good codifications, hence there is no 1 right arrangement of good cases, simply those that fit in with the significant allowance of faith based expectations inside the given development # 8217 ; . We will compose a custom article test on Social Relativism Essay Research Paper The proposal or then again any comparable point explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page First I am going to take a gander at James Rachel # 8217 ; s ( in # 8216 ; The Elementss of Moral Philosophy # 8217 ; , Ch.2 ) examination of this announcement, and also I would deceive give my evaluation of the announcement. Rachel # 8217 ; s contends that this announcement is non legitimate, as the choice does non follow from the truthful premiss. The premiss makes an averment about contrasts in moral convictions. The choice makes an averment about the idea of good realities or certainties. By and large, he contends, one can non assume anything about what is or is non valid about the universe, from premises about convictions about the universe. A progress may accept that the Earth is level, yet accepting so doesn # 8217 ; Ts make it so ( nor does conviction that the Earth is roundabout make it so ) . Nor does dispute over the type of the Earth infer that there is no positive structure. This horrible judgment is non expecting that the premiss on which the social contrasts proclamation depends on is bogus, rather that reality of the premiss can non vouch reality of the choice. Rachel # 8217 ; s guarantee that physical realities are free of convictions about those realities is non advocated. We neer have course to the physical universe separated from, or free of, some logical or theoretical model. There is no # 8220 ; position from no place # 8221 ; which we can use to discover whether our sentiments about the universe are valid or non. Moral realities are comparable. In the two examples reality or erroneousness of a case can simply be assessed against the foundation of some applied model or another. It is in such manner I accept that Rachel # 8217 ; s explanation can be condemned. I would wish to add an individual ominous judgment to the social contrasts articulation. The announcement presumes that an ethical activity inside a given society is correct each piece long as the general public approves the demonstration. I accept that this given is blamed given that, as history has every now and again indicated us, certain social orders have been constrained, or controlled into, pardoning and moving out specific Acts of the Apostless for benefit of the administrations inside the general public. The most widely recognized representation of this would be Hitler’s ground-breaking impact over Germany during World War two that drove the state to fierce monstrosities, for example, the Holocaust. A potential answer for this activity, I accept, is add a straightforward remark to the announcement ; ‘Different civic establishments have diverse good codifications, along these lines there is no 1 arrangement of right good codifications, just those that fit in with the significant allowance of faith based expectations inside the given human advancement, given that the convictions are non constrained upon the given culture’ . The announcement from the goodness of resilience is the accompanying explanation for social relativism that I am venturing out to take a gander at. The announcement expresses that: # 8216 ; meta-moral social relativism advances resilience of various social good convictions, subsequently we ought to acknowledge this perspective, as it is the solitary meta-moral spot that advances resistance of social contrasts in moral convictions. # 8217 ; This announcement lies on the reason that since it is the solitary meta-moral spot that advances resilience one ought to along these lines tail it. I accept that this reason is defective in that an individual ought to non follow something simply in light of the fact that it has one ideal feature that is non offered somewhere else. Take for representation if a logical hypothesis extended to an answer for an uncertain activity that had non been endeavored previously, yet lay on a deductively inconceivable reason, one would clearly non acknowledge thi s hypothesis in explaining the wonder. I accept this is the equivalent for the announcement from the prudence of resistance, as one ought to non acknowledge the announcement just on the righteousness that it is the only in its field to propel resilience. The postulation of meta-moral social relativism, in my position, is neither right nor mistaken, only defective. I accept that specific good convictions inside various human advancements are legitimized because of the setting wherein they are in. I other than accept however, that total good certainties do be, and can non be made a decision about right or mistaken due to the setting where they are in. All in all I accept that a general public ought to be in such a way, that advances the being of that society, and exists in such a way, that is useful for the prosperity of its individuals. I accept that specific human advancements can be made a decision about right or erroneous on the off chance that they demonstration in such a way, that does non proceed with its being, yet on the different manus I accept that we should regard the civic establishments of others even where a few convictions do non populate up to our standards of # 8216 ; right # 8217 ; and # 8216 ; wrong # 8217 ; . Social relativism is a build for much contention, my article has taken a gander at two articulations on the affirmatory, viz. the announcement from the ideals of resistance and the social contrasts articulation. In spite of the fact that the announcements are lacking to turn out social relativism as a cardinal philosophical truth, they do flexibly justification for some individuals to see themselves # 8216 ; social relativists # 8217 ; , and in this manner give the build an incredible exchange of excellence in meta-moral philosophical surveies. 32d

Friday, August 21, 2020

Blog Archive Plated.com Cofounder Nick Taranto Delivers Details on His Entrepreneurial Journey

Blog Archive Plated.com Cofounder Nick Taranto Delivers Details on His Entrepreneurial Journey Today, many aspiring MBAs and MBA graduates want to join start-ups or launch such companies themselves. Is entrepreneurship as exciting as it seems? Is it really for you? mbaMission Founder Jeremy Shinewald has teamed up with Venture for America and CBS Interactive  to launch  Smart People Should Build Things: The Venture for America Podcast. Each week, Shinewald interviews another entrepreneur so you can hear the gritty stories of their ups and downs on the road to success. In the sixteenth  episode of the podcast series, Shinewald welcomes guest Nick Taranto, cofounder of meal delivery business Plated.com. Taranto’s company delivers a weekly box of fresh ingredients and recipes to customers, aiming to help make cooking easier, healthier, and more fun. Like many entrepreneurs, Taranto has traveled a rockyâ€"but in the end, fulfillingâ€"path to business success. Tune in to hear him discuss these stories and more: His journey from Wall Streetâ€"which he “absolutely hated”â€"to the Marine Corps and Harvard Business School How eating greasy takeout food inspired him and his cofounders to develop Plated.com How an article published in the Wall Street Journal early in the company’s history described it as having thousands of customers, while Plated.com’s customer base consisted of basically just one guyâ€"Taranto’s father Subscribe to the podcast series to hear Taranto’s story and nearly 20 more! Share ThisTweet News

Monday, May 25, 2020

Sexual Offenders And The Modus Operandi Of Fenders

Your Voice: Child sex abuse is an increasingly contemporary social problem. It is relatively neglected due to many alleged offences being reported, long after they occurred or not being disclosed at all. I was immediately interested in this article as I am very fascinated by the psychological and theoretical explanations behind sexual offenders and the modus operandi of the offenders. This study produces quantitative data which gives a comprehensive view about the subject. Not only does it research into interfamilial offenders but also into extrafamilial, mid-type and deniers. Thus generating an extensive range of different types of criminals within the same topic. I found this article engaging to read as the facts and figures gave a clear understanding to how many offences of child abuse are actually prosecuted. It was frightening to read that the majority of the participants were interfamilial offenders, suggesting an ultimate betrayal between the offender and the victim, plus the victims†™ family. This deeper level of scrutiny instantly made the article become more interesting. I am particularly keen to discover how the offender selects the specific victim and how he/she fits the required needs of their characteristics. Both Smallbone and Wortley note this study is shorthand of a much more detailed in-depth version. Background: The authors, Dr Smallbone and Dr Wortley believed that this study was necessary to conduct as the development of early intervention programs are

Thursday, May 14, 2020

Lucy vs. Mina Opposites Reveal Truth about Human Mentality

Placing two opposite people in the same exact situation can reveal truth about how the human mind works. Differing personalities, decisions made, and impulses of each person influence their destiny. The use of the characters Lucy Westerna and Mina Harker in Bram Stoker’s Dracula, give insight into how certain types of humans think and how decisions they make determine their future. Lucy and Mina have such different views and reactions when placed in an uncertain situation such as being bit by a vampire. By examining the psychology of the characters, Lucy and Mina, it is revealed that through their opposing characteristics when placed in the same situation that the factors of fear, fascination, uncertainty, instincts, and capability to†¦show more content†¦This shows how submissive and childlike Lucy is and how strong Mina is when dealing with change. People can accept change and devolve like Lucy does into a vampire, or they can fight it and evolve like Mina does into living a better life after being bitten. Human personalities define how we can or cannot handle change, which ultimately makes the future of that person expected. Lucy and Mina both have different instincts when dealing with the situation of being bit. Lucy, of course, is completely in the dark about the whole thing and is clueless as to what is even happening to her. When Lucy recalls the first night she encountered Dracula she says, â€Å"I didn’t quite dream; but it all seemed to be real. I only wanted to be here in this spot, I don’t know why, for I was afraid of something, I don’t know what† (Stoker 117). Lucy is very unsure of what was going on and she let her fear and fascination consume her. She continues to say, â€Å"something very sweet and very bitter were all around me at once; and there was a singing in my ears and everything seemed passing away from me; my soul seemed to go out from my body and float about the air† (117). She sees the situation as a dream and is blind to the reality and danger. Instead of coming to grips with what is really happening to her and using her head to try to figure it out, she automatically comes to the conclusion that she is just dreaming. She says, â€Å"Last night I seemed to be dreaming again just as I was at

Wednesday, May 6, 2020

Is Agoraphobia A Difficult Mental Illness - 2024 Words

Problem in Context Agoraphobia is a difficult mental illness to treat due to the fact that there is an insignificant amount of people who have been diagnosed within the United States. According to the Mental Health First Aid USA (2013) roughly 0.9 American adults are diagnosed with agoraphobia and the median age of onset is twenty years old (p. 41). People who have agoraphobia have a higher risk of developing substance use disorders by using drugs or alcohol to help them cope with anxiety. In the twins’ case, they are heavy cigarette smokers and it has to be monitored how many packs of cigarettes they are given a week. From research, there are no reports of concerns with diversity, oppression, or populations-at-risk of individuals†¦show more content†¦It was extremely imperative that DHR found someone who would not manipulate or take advantage of the twins. One niece did come forward and showed sincerity in wanting the twins to move into her home. She claimed that whe n she was younger, they would baby sit her and she wanted to return the favor. After a few months, the twins moved into her home after the casework deemed it was a suitable place for them to live. Things appeared to be going well until the niece lost her job and the twins’ care began to get overwhelming for her. After a year, the niece went to DHR and terminated her guardianship over the twins. DHR was able to find a suitable one bedroom apartment for the twins that was affordable and they have been living there since. At DHR there was a homemaker, who would grocery shop and get prescriptions for clients. Unfortunately, after they retired, the state closed the position and now caseworkers either have to find affordable homemakers or do the tasks themselves. Since the twins have little help from family, DHR monitors their checks from the conservator and buys groceries. The current caseworker usually visits the twins twice a week and with each visit, gets a handwritten letter a nd a grocery list for items they need. The possible reason why the twins are experiencing the issues that they are today could because of not receiving positive feedback during their childhood. Schleider andShow MoreRelatedHow Agoraphobia Is A Difficult Mental Illness2021 Words   |  9 PagesAgoraphobia is a difficult mental illness to treat due to the fact that there is an insignificant amount of people who have been diagnosed within the United States. According to the Mental Health First Aid USA (2013) roughly 0.9 American adults are diagnosed with agoraphobia and the median age of onset is twenty years old (p. 41). People who have agoraphobia have a higher risk of developing substance use disorders by using drugs or alcohol to help them cope with anxiety. 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But what exactly constitutes a phobia, and how does acute separation anxiety fit in to the diagnosis of this character? The Diagnostic and Statistical Manual of Mental Disorders, Fourth Edition (DSM-IV) was designed to provide a classification system and means of diagnosis for over 400 mental disord ers. By evaluating a client based upon the five separate axes of the DSM-IV, the therapist can come up with a complete diagnosis of a client and use that diagnosis to determineRead MoreCT261 Understand Mental Health problems1601 Words   |  7 Pagesï » ¿CU261P/CT261 Understand Mental Health problems 1. 1.1 The main types of mental ill health according to the psychiatric (DSM/ICD) classification system are as follows; Adjustment Disorder- A significantly more difficult adjustment to a life situation than would normally be expected considering the circumstances. For example; Adjustment Disorder with Anxiety and Adjustment Disorder with Mixed Disturbance of Emotions and Conduct. 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Tuesday, May 5, 2020

Management and Compensation Committees †MyAssignmenthelp.com

Question: Discuss about the Management and Compensation Committees. Answer: Introduction In the past years there have been several innovations within the financial sector, also with the globalization of the industries have changed to a great extent. As risks are unavoidable in business, the term generally refers to the specific uncertainty which tends to surround the upcoming outcomes and the events. It is generally the impact of a previous event that has the potential of influencing the objectives of the organization. When the risks are recognized within the organization, it needs to apply the risk management to the issues that tend to be predetermined as the outcome of the adverse situations (Stulz 2016). Risk management refers to the safety management principles that are consequences based; therefore the organizations are required to design a risk and safety management framework. This is a tool that is a fundamental constituent of a well designed decision making and management at each level of the organization. Considering the financial sector, the continuous developm ent in the global financial market, the banks are faced with diverse situation. On one hand the opportunities have expanded along with the markets, however at the same time the risks in the business have expanded (McGregor and Smit 2017). The banks are more exposed to the risks in the recent time. This study will trigger the risk management and the corporate governance audit that may have two more outcomes such as the identification of the value of the organization, and at the other hand I may also indicate to the development of the value system. This study will discuss this in respect of World Bank, a global financial institution. Banks are more subjected to various risks as they have a wide range of activities. Generally the risks faced by the banks may be divided into four categories, operational, financial, event and business risks. These risks can also be divided into more categories. The financial risks may fall into two more categories, pure risks and the solvency risks. The pure risks comprises of the credit and liquidity where the solvency risks are the loss of the bank if the organization is not managed properly. There can also be the speculative risks that are determined mostly on the financial arbitrage and may have two kinds of possibilities as it may turn out in a positive result if the arbitrage is right, however the bank might face a loss if it is not right. The speculative risks also include the currency, interest rate, market or the position price risks (McNeil, Frey and Embrechts 2015). The financial risks can also be complicated which has the possibility of increasing the overall risks of th e bank. For instance, if a bank is engaged in dealing in a foreign country it is generally exposed to the risks related to currency; however it is also possible that the bank may be also exposed to the interest and liquidity risks if it carries the open positions. There can also be the operational risks that are generally related to the overall functioning and organizational system of the internal procedure which includes the risks related to the digital technologies, related to the procedures and policies of the bank and the measurement of the fraud and mismanagement of the bank (Lam 2014). There can also be the business risks which are mostly associated with the business environment of the bank involving the policy concern and the macroeconomic factors, regulatory and legal factors along with the infrastructure of the financial sector. The risks mostly include all the exogenous risks that may jeopardize the operations of the bank and has the possibility of undermining the financia l condition of the bank. Risk based Analysis The World Bank is the global financial institution that generally provides the countries loan for various capital programs. The World Bank is generally a part of the World Bank group which is comprised of the International Development Association (IDA) and the International Bank for Reconstruction and Development (IBRD) and it is also a part of the United Nations (World Bank Group. 2017). The performance of the supervisors of the bank evolves continuously along with the appraisal process of the financial analysts. This change is essential for meeting the challenges of the new developments and innovations. It is also important to note that the accommodation of the bigger procedure of the convergence of the global practices and standards are always discussed by the supervisory board of the World Bank. However the conventional analysis of the bank is done on the basis of the quantitative tools that are to assess the condition of the bank and the financial ratios (Moretti and Pestre 2015 ). The risk based analysis of the World Bank includes the significant qualitative factors and the makes the placement of the financial ratios in the bigger framework of the risk management and the risk assessment that is also changes with the relevant risks (Eling and Marek 2014). This analysis also involves the underline of the several institutional aspects such as the style and quality of the corporate governance and management, consistency, completeness and the adequacy of the policies of the bank along with the completeness and effectiveness of the internal control of the World Bank and the accurateness of the information system of the bank. For the risk management analysis, the scectoral analysis and the analysis of both the international and domestic analysis is significant. The sectoral analysis generally provides the established norms for each sector within the banking industry. Also, the World Bank tend to participate in both the global and domestic financial systems all around the world and it plays a major role in the national economic systems as well. The banking statistics also provide a thorough insight to the economic systems of the countries. Credit Risk Management Credit risk refers to the opportunity that a issuer or a debtor of World Bank, whether a company, an individual or a country, will disagree to repay according to the terms and conditions of the credit agreement. The credit risk can affect the cash flow of the bank directly and has a possibility of affecting the liquidity of the bank. Therefore, most of the times scholars have indicated that the credit risks are the primary reasons for the bank failures. Therefore World Bank has the credit risk management policies that are outlined according to the allocation and scope of the credit facilities of the bank (World Bank Group. 2017). Also the credit portfolio is managed in a way that financing assets and investment policies are supervised and appraised. For reducing or limiting the credit risks, World Bank puts close attention to few issues such as related to the party financing, exposure to the single clients and exposure to the economic or geographic areas. Higher exposure and the conc entration limits generally refer to more allowed exposure to the single customers, group of customers or a certain sector to the financial activities (Eling and Marek 2014). In addition to that, related to the related party financing generally involves the significant stakeholders of the bank such as affiliated companies, subsidiaries, directors and others. These parties are generally placed in such a apposition that it exerts influence on the policies and decision making of the bank. In analyzing the credit risks, World Bank mostly reviews the loan portfolio structure which includes distribution of loan portfolios, loans with major governments and the other guarantees along with the risk classification of the loans and the detailed analysis of the nonperforming loans (World Bank Group. 2017). This figure refers to the profile of the borrowers of the bank that generally emphasizes the target client segment that may pose a risk to the bank. Liquidity Risk Management The liquidity management is essential for the bank for compensating the unexpected and expected fluctuations in the balance sheet and for providing further funds for the world development. The liquidity risk management is usually a major banking function and it is an essential part of the asset liability management procedure. It has been identified that World Bank is specifically vulnerable to this particular problem on the level of being institution specific from a methodical view point. Therefore World Bank has adopted liquidity management policies which include risk management or the decision making constitution with the funding and liquidity management, a set of limitations to the exposure to the liquidity risks and the methods that involves the liquidity planning under crisis situation and other alternative scenarios (World Bank Group. 2017). Market risk refers to the risk that the bank may experience losses due to unfavorable movements in the market prices which may result in the changes in prices. In addition to that the market risk may also come from the foreign exchange. Therefore market risks may come into practice from the instability of the position that the bank has taken within the primary economic markets such as equities, commodities, currencies and interest sensitive debt securities. Therefore any kind of instability within these market areas may have the possibility of exposing World Bank to the fluctuations in the value or the price of the financial instruments (World Bank Group. 2017). Moreover, World Bank has the market risk management policies that commonly state the objectives of the bank and the relevant policy guidelines that has been established in order to protect the capital of the bank from any negative impact of the unstable movements in the market prices. Currency Risk Management The currency risks generally results when there is a significant change in the exchange rates. It originates due to the mismatch between the value of liabilities and assets that are denominated in various countries. There are other risks that can accompany the currency risks are the liquidity risks, settlement risks, counterparty risks and the interest rate risks. While assessing the currency risks, World Bank have distinguished clearly between the risks that are the outcomes of the conventional banking operations, risks initiating from the political decisions and the risks from the trading operations (World Bank Group. 2017). However, the currency risks are generally handled by the established position limits. In addition to that, the major currency risk management is the net effectual open position of all the currencies put together as the absolute values and therefore expressed as a certain percentage of the qualifying capital. Also the net effective open position is not expected to surpass the determined value. It should also be noted that the currency risk management outlines a section of the asset liability process. The asset liability management is related with the interest rate risk management. The asset liability management committee of World Bank triggers the protection of capital and income from interest rate risks. The primary aim of the interest rate risk management is the maintenance of the interest rate risks within the authorized levels. The World Bank attempts to make sure that the restructuring of the balance sheet that tends to generate the maximum benefits from the interest rate movement (World Bank Group. 2017). This can also be influenced by the liquidity issue, especially when the bank does not access the derivatives of the interest rates. The World Bank determines the risk and its impact by recognizing and quantifying the exposures through utilizing the valuation model and the simulation along with the gap analysis of re-pricing. Operational Risk Management The operational risk management is one of the most significant activities of the bank where it the assessment of the risks need to recognize the business activities which needs to aligned with the operational, strategic and the compliance objectives (Claessens and Yurtoglu 2013). This risk management needs a clear reporting along with the risk and the performance indicators that are linked with the control of the risks from the business performances. The corporate governance refers to the method of governing the business. It may also be defined by the relationship between the board of World Bank, shareholders, management and the other stakeholders of the organization. The corporate governance principles include the settlement of the corporate objectives of the bank that aligns with the corporate behaviors and activities that are regulated for operating the bank in a safe way (Claessens and Yurtoglu 2013). The corporate governance team of World Bank within the economical market generally provides the policies on the corporate governance that are related to the capital markets and financial sectors. The FMI or the Financial Market Integrity group is placed within the global practice of the World Bank group. The corporate governance within the FMI put the focus on the improvement of the CG in the rising markets. This is done by providing the thought leadership, technical assistance and the support to the advisory programs of the World Bank group. Having good corporate governance in the emerging countries is essential for helping the organizations and the other financial institutions in improving their performances and lowering the cost of the capital and economic growth with financial stability. In performing this, the CG group of World Bank mostly focuses of four different areas that are, improving the banking institution governance specifically for the state owned banks, developing the regulatory and legal function of the unlisted and listed organizations, reinforcing the capability of the supervisors and the regulators and improving the financial institutions and the micro fin ance institutions (World Bank Group. 2017). The CG group works directly within each f these areas and the customer countries for accomplishing the future paths of reforming and supporting the implementation while providing the training, advisory service and the knowledge sharing. Within the financial sector the corporate governance is necessary as the financial organizations are usually charged for upholding the trust of people and defending the depositors (Calomiris and Carlson 2016). Therefore these institutions need more organized corporate governance for fulfilling their fiduciary responsibilities. The Cooperate governance group of World Bank therefore has developed various tools that can identify the weakness and the strengths of the existing framework. Conclusion The authorization of World Bank is the financing of the development over a medium run. As the bank is one of the enormous sources of the financial resources for further development, it is associated with several agencies. The World Bank model generally puts the focus on the real variables along with the emphasis on the relation between the external resources, savings, growth and investment. The primary target of the World Bank is developing the real GDP along with the foreign reserves. The fundamental policy instruments are generally the fiscal policy and the non trade inflows of the foreign resources. Therefore it has been identified that the framework of World Bank is a two gap model. The above figure shows that the requirements for the investment are generally given by the relation between the ICOR and the desired rate of the financial development. However there are also few internal possibilities of fulfilling the gaps, such as adjusting the desired developmental rate as that tends to slow the economic growth down. Also there can be measures that can be helpful in increasing the marginal competence of the capital. However this model presumes K or the stock capital as a constant but scholars also view that it may focus on the outline of the capital accumulation, consumption and investment along with the efficiency measurements. Reference List and Bibliography Acharya, V. V., Gottschalg, O. F., Hahn, M., and Kehoe, C. 2013. Corporate governance and value creation: Evidence from private equity.Review of Financial Studies,26(2), 368-402. Bromiley, P., McShane, M., Nair, A., and Rustambekov, E. 2015. Enterprise risk management: Review, critique, and research directions.Long range planning,48(4), 265-276. Calomiris, C. W., and Carlson, M. 2016. Corporate governance and risk management at unprotected banks: National banks in the 1890s.Journal of Financial Economics,119(3), 512-532. Calomiris, C. W., and Carlson, M. 2016. Corporate governance and risk management at unprotected banks: National banks in the 1890s.Journal of Financial Economics,119(3), 512-532. Claessens, S., and Yurtoglu, B. B. 2013. Corporate governance in emerging markets: A survey.Emerging markets review,15, 1-33. Dalwai, T. A. R., Basiruddin, R., and Abdul Rasid, S. Z. 2015. A critical review of relationship between corporate governance and firm performance: GCC banking sector perspective.Corporate Governance,15(1), 18-30. Eling, M., and Marek, S. D. 2014. Corporate governance and risk taking: Evidence from the UK and German insurance markets.Journal of Risk and Insurance,81(3), 653-682. Haan, J., and Vlahu, R. 2016. Corporate governance of banks: A survey.Journal of Economic Surveys,30(2), 228-277. Hopkin, P. 2017.Fundamentals of risk management: understanding, evaluating and implementing effective risk management. Kogan Page Publishers. Jizi, M. I., Salama, A., Dixon, R., and Stratling, R. 2014. Corporate governance and corporate social responsibility disclosure: Evidence from the US banking sector.Journal of Business Ethics,125(4), 601-615. Kim, Y., Li, H., and Li, S. 2014. Corporate social responsibility and stock price crash risk.Journal of Banking and Finance,43, 1-13. Lam, J. 2014.Enterprise risk management: from incentives to controls. John Wiley and Sons. Li, K., Griffin, D., Yue, H., and Zhao, L. 2013. How does culture influence corporate risk-taking?.Journal of Corporate Finance,23, 1-22. McGregor, A., and Smit, J. 2017. Risk management: Human rights due diligence in corporate global supply chains.Governance Directions,69(1), 16. McNeil, A. J., Frey, R., and Embrechts, P. 2015. Quantitative risk management. McNeil, A. J., Frey, R., and Embrechts, P. 2015.Quantitative risk management: Concepts, techniques and tools. Princeton university press. Moretti, F., and Pestre, D. (015. Bankspeak: the language of World Bank reports.New Left Review,92, 75-99. Stulz, R. M. 2016. Risk management, governance, culture, and risk taking in banks. Tallon, P. P. 2013. Corporate governance of big data: Perspectives on value, risk, and cost.Computer,46(6), 32-38. Tao, N. B., and Hutchinson, M. 2013. Corporate governance and risk management: The role of risk management and compensation committees.Journal of Contemporary Accounting and Economics,9(1), 83-99. Tricker, R. B., and Tricker, R. I. 2015.Corporate governance: Principles, policies, and practices. Oxford University Press, USA. World Bank Group - International Development, Poverty, and Sustainability. (2017). World Bank. Retrieved 28 May 2017, from https://www.worldbank.org/

Friday, April 10, 2020

Use Of Force Essays - Fiction, Time Lords, The Doctor, Second Doctor

Use Of Force The Use of Force illustrates very well the feelings and emotions of a normally rational person, who, for any reason, is subjected to a situation that causes much frustration and anger. Most people have patience, but everyone has a breaking-point. The doctor found his breaking point. It was almost frightening to read what the doctor was going to do next to the little girl. What he did was no doubt justified, however, when he said "I could have torn the child apart in my own fury and enjoyed it," that shows a lack of self control. I believe this story is very much like everyday life in the past few years. People lose their tempers too easily instead of being patient and cooling off. A great example of this is the Jerry Springer Show; people go to that show already very angry, and they think that being on TV will aid them in resolving their conflicts. That is certainly not what happens, though. One person almost always becomes enraged and physically attacks another person. It's sick. I see it in the hallways of our school. People lash out at anyone for any reason-bumping into them. It is terrible. Just blow it off and calm down. The story The Use of Force shows the evil side of a person. The doctor had to do his job, but did not need to physically harm the little girl. His uncontrollable ferocity and belligerence are startling, but it is sadly a common occurrence in the present.

Monday, March 9, 2020

ECON 401 Assignment 1 Essay

ECON 401 Assignment 1 Essay ECON 401 Assignment 1 Essay ECON 401 Assignment 1, version B- Globalization of markets: Moving away from an economic system in which national markets are distinct and entities, isolated by trade barriers and barriers of distance, time and culture, and towards a system in which national markets are emerging into one global market. Example: McDonalds having to adapt their menus to people changing preferences. In order to stay competitive, McDonalds had to adapt a healthier menu. Also McDonalds realized that their customers want a place where they are able to have a meeting, a place to â€Å"hangout†, therefore lots of McDonalds in Grande Prairie renovated their restaurant and changed the way their menu is designed to make it more appealing, and healthier, for the consumer. They also offer free Wi-Fi for their customers who want to do their business while they are enjoying their meals. Globalization of Production: tend by individual firms to disperse parts of their productive processes to different locations around the globe to take advantage of differences in costs and quality of factors of production. Example: Nike decided to move where the production was made for their product to china to save on costs of labour to create a higher profit margin. By doing this they were able to increase their revenues and also the labour laws in those countries are not the same as North America, therefore they are able to create more product in a less amount of time because breaks might not be required in a country, like China. Whereas, they would be in North America. 1. The Venezuelan economy teaches us that when a dictator is in control, it can be really bad for the country. With a dictator like Chavez in control of political decisions, not every decision made will benefit the country. For example, â€Å"in 2009, when Chavez also extended governmental control over the media and making them only partly free† (p.50 International business, Hill 2010). One of the good things that happened under Chavez’s control is that the government share of GPD increased from 20%at the end of the 1990’s to almost 40% in 2008. However, when the oil prices fell in 2008/2009, the Venezuelan economy went into reverse, shrinking by 3.3%in 2009 and 2.8% in 2010. (P.50 International business, Hill 2010). The future prosperity and standards of living seemed to have increase in the later years but not due to the fact of the economy but more due to the fact that multinational companies will pay billions for poor countries to sell them their resources and the pay them the price its actually worth. In my opinion, the prognosis for the Venezuelan economy will continue to increase because the multinational companies like Shell, for example, need the resources that a country, like Venezuela, has to offer. A country, like Venezuela, is very attractive to international businesses because there is a huge possibility for company to make billions of dollars of this country. If the oil prices were to retreat from their current high level I don’t think Venezuela would have the same prosperity because oil export is the main income for this country and if the oil export would decrease this country wouldn’t have the same revenue therefor wouldn’t have the same prosperity. 2. According to Joseph Stiglitz the problem with the strong rules to protect intellectual property and patents, especially in relation to medicines are as long as you don’t have laws in place to protect those property right there’s nothing in place in order to protect them you can have rules in place but doesn’t mean everyone is going to follow those rules. For example in a case study in chapter six called â€Å"The rise of India’s drug industry† this story is one of the most successful stories in international trade in my opinion because India protected their property rights and were able to make millions of dollars and also to protect themselves from other companies or country stealing their ideas after they spent

Saturday, February 22, 2020

Offer and acceptance Essay Example | Topics and Well Written Essays - 2000 words

Offer and acceptance - Essay Example Any person who feels that the partner has failed to honor a promise can always seek a legal compensation for the breach. For a contract to occur, there must be other preludes that come in the first place, a contract can only be construed following successful offer advanced by the offeror to the offeree and the offeree responds by agreeing with the terms set by the offeror. The offers made by the offeror to the offeree in most cases are time bound and without communication from the offeree within the specified time, the offeror may consider the offer not considered by the intended person (Elliott, and Frances, 1999). The other important factor in contracts is the mode of communication, if it is determined by the offeror to the offeree, then he/she is bound to use the same means of communication when accepting the offer. If the stated means is not used, then the offeree may not claim breach of contract by the offeror incase there is no response. To understand the formation of a contrac t in commercial law, it is important that we understand into details the components of what makes a contract enforceable legally. In this reference, we are going to look into details what constitutes an offer and acceptance in the formation of a contract, the distinguishing factor between an offer and invitation to treat with reference to presence or absence of an offer to warrant acceptance communication. Offer It is normally made by the offeror to the offeree, it stipulates the terms of the contract and in this sense, the recipient who is the offeree should examine all the factors relating to the terms of the offer and make a judgment to accept or not (Emerson, 2004). Once the offerer has made the acceptance, the contract becomes legally binding. This states that any breach of the terms from the either parties can be determined in the court of law for compensation. Offer can be made orally, faxed, emailed, or written and sometimes the offeror may insist on specific means of commun ication to be used by the offeror when making return communication. This must be adhered to and in the case of non-compliance and the offeree uses another means, contract is said not to have occurred (Emerson, 2004). Invitation to treat is sometimes confused for offer; it simply denotes the willingness of an individual to negotiate a contract with an interested party. Circumstances under which invitation to treat are considered includes, auctions, exhibitions, window displays, and advertisements (Keenan, Denis, and Sarah, 2007). They do not form part of a contract since they are not considered as offer. After the communication of an offer to the intended recipient, the offeree is expected to internalize the offer before making acceptance. The offer should be accepted by the offeree as it reads and any alteration on the offer will be considered counter attack on the offer and kills the spirit of the offer in culminating into a contract. If the offeree considers any change of the term s as communicated by the offeror, they should make up for an add which along with the unaltered initial offer should be communicated to the offeror for consideration (Keenan, Denis, and Sarah, 2007). It is important to note that the communication of the offer can be revoked before the offeree makes the acceptance. This communication will have to be addressed to the offeree individually

Thursday, February 6, 2020

THE NOTION OF CHILD-INCLUSIVE MEDIATION Essay Example | Topics and Well Written Essays - 3250 words

THE NOTION OF CHILD-INCLUSIVE MEDIATION - Essay Example This approach definitely has its merits. Attaching considerable importance to the voice of the child is highly important during mediation processes and leads to reduced conduct problems among children.1 This also facilitates both the parents and the jury to acknowledge in a better way the child’s experiences, concerns, and desires2 and how to design parental responsibilities in accordance with those experiences later. But even after myriad benefits offered by the child-inclusive notion, the opponents of this mediation approach deny its credibility and argue that openly dragging children into the middle of the hot mess created by the parental conflict could inflict a wide variety of deteriorating effects on the raw minds of the young children. This could also make them experience divided loyalties, suffer from anxiety and confusion as they may feel overburdened by offering their opinions.3 In addition to this, a child may feel disappointed when he/she expresses his/her views bu t realizes later that those views were not listened to.4 This essay aims at contemplating the arguments both in favor and against of child-inclusive strategy by exploring research literature in an attempt to evaluate the credibility of the argument that child-inclusive mediation is flawed and misguided. In order to validate discussion, the relevant research is also presented with special reference to the rights of the child. A growing body of research could be found presently related to the concepts of child-inclusive and child-focused mediation both of which are child welfare oriented strategies but stand in stark contrast to each other in terms of practical procedure. While child-focused intervention encourages parents to address the child’s needs without any direct involvement of the children,5 the child-inclusive intervention includes separate consultation by a specialist with the children.6 Mediation is important because otherwise post-separation court visits, legal affa irs, and acrimonious family disputes together inflict a profoundly devastating influence on the minds of innocent children related to aggression, impulsivity, delinquency, depression, peer difficulties, and academic achievement.7 It is further claimed that for about 10% of all divorcing couples, the unremitting animosity will shadow the entire growing up years of their children.8 General consensus is that long-standing, unresolved, and harsh conflicts prove to be highly risky for not only the parents but for the children also9 and it has been repeatedly suggested that family disputes which are tried to be resolved by involving courts take considerably more time than which are resolved through the aid of cost-effective10 mediation. Ineffective communication between parents following separation readily fosters flawed parenting which leaves the child stuck in the middle of chaos11 and it is advised that the quality of parenting provided by both parents following separation and divorce is as important as conflict in determining children’s outcomes.12 Mediation is effective in this regard because not only it seeks to resolve chronically bitter family disputes but also provides opportunities to exit the legal system at the earliest point possible.13 Though the basic aim of child inclusive practice is to enable parents to become bigger, stronger, wiser, and kinder,14 there is much conflict regarding which mediation approach should be used and the issue is hotly debated so as to find out which way would produce least ruthless effects on the children. It is widely believed that the voice of the child is important and should be heard during times of parental

Tuesday, January 28, 2020

The Brave Fighters of Islam Essay Example for Free

The Brave Fighters of Islam Essay â€Å"Those who were sure that they would meet their Lord said: How often has a small group vanquished a numerous group by Allah’s permission, and Allah is with the patient. † [AlBaqarah 2:249] â€Å"Every time they (Persians Turks Empires) come against you, they are defeated. Now, the Arabs have defeated you although they are the weakest of all creation. Their bodies are naked and their stomachs are hungry. They have neither gear nor weapons. Yet they still defeated you at Busra, Hawarn, Ajnadayn, Damascus, Ba’labakk Hims† said the Roman Emperor Heraclius. After a ridiculous argument with his priests and generals, Heraclius decided to gather his largest force to be assembled from all corners of his kingdom to face against the Muslims. Although there are differences in opinion regarding the size of the army ranging from 200,000-350,000! However others state that it ranged from 600,000-1,000,000! When the 40,000 Muslim force lead by Abu Ubaidah Amr ibn Al Jarrah found out about such a number, they decided to march towards the plains of Al-Yarmouk due to its strategical advantages. When the Roman army arrived there, they sent out an initial army of 60,000 Christian Arabs lead by Jabalah bin Al-Ayham. After numerous negotiations and pitiful diplomacy with the arrogant Romans, Abu Ubaidah slammed all talks saying: â€Å"There can never be peace between us until you pay either Jizyah or accept Islam! Failing that the sword will decide between us! By Allah! Were it not for the fact that we consider treachery to be an evil deed, I would have struck you down with my sword right now! †. The Sahabah discussed among themselves of how many soldiers they should send to face the 60,000. Abu Sufyan ibn Harb Saifullah Khalid bin Waleed were among the ones who were consulted. Khalid bin Waleed gave his opinion to fight them with the elite of Muslims and not the full army in order to drive fear into the hearts of the enemies. Abu Sufyan agreed and enquired how many should they send out. The Sword of Allah SWT, Khalid confidently replied â€Å"I propose 30 horsemen! Each of whom will have to face 2000 Christians! †. Confounded by such a ludacris answer, Abu Sufyan was the first to reply from the astonished crowd that it was ludicrous to send that much and proposed sending out 60 men, as the ayah in the Qur’an says: â€Å"if there are twenty patient ones of you they shall overcome two hundred, and if there are a hundred of you they shall overcome a thousand of those who disbelieve, because they are a people who do not understand. † [Al-Anfal 08:65]. Abu Ubaidah agreed to Abu Sufyan’s opinion. The individuals that Khalid choose were based on â€Å"Their patience, steadfastness and the way they forge ahead in battle†. Now dear brothers and sisters, who do who think that Khalid bin Waleed choose for this monumental task? Was it just the average Abdullah like you and me? No! Wallahi, the individuals he selected are among the best of people. ] He called out for 60 Sahabah’s! He called out the veterans of Badr! He called out the Ansar! He called out the Muhajireen! He called out the scribes of the Prophet (peace be upon him) Suhrabil bin Hasanah Amr At-Tamimi! He called out Hudaifah bin Al Yaman who Raslullah (peace be upon him) trusted with the secret list of the hyprocrites! He called out the honest Ka’ab bin Malik! He called out the brother in laws of Raslullah (peace be upon him) Abdullah ibn Umar Ibn Al-Khattab Abdur Rahman ibn Abu-Bakar As-Saddique [The sons of the 1st two Caliphs of Islam]! The cousin of Raslullah (peace be upon him) AlFadl ibn Al-Abbas. He called out Dhirar ibn Al-Azwar the bare-chested warrior descried as a â€Å"devil† by the enemies and brother of the brave female companion Khawlah bint AlAzwar! He called out Yazid ibn Abu Sufyan who was one of Khalid’s best generals brother of Amir Mua’wiya ibn Abu Sufyan! He even called out the disciple of Raslullah (peace be upon him) and one of the 10 promised paradise AzZubair ibn Al-Awaam! [May Allah SWT be pleased with them all]. After choosing 60 of the â€Å"La creme de la creme (cream of the cream,) among the Muslim army. Khalid told them â€Å"You have already defeated the legions of Rome, so when you defeat these Arabs fear will descend in their hearts and they will turn in defeat†. The 60 replied in â€Å"Oh Abu Sulayman, do with us as you please! †¦Ã¢â‚¬  in the affirmative. Next morning after Fajr, The 60 bare farewell the their loved ones and marched out with the Lion of Islam, Khalid bin Waleed in the centre of the pride. The two armies met under the blazing sun. Like a true champion, Khalid shouted to the Christians: †Oh worshippers of the sallib! Oh enemies of Ar-Rahman (The Most Merciful), come to the battle and slaughter! † Jabalah and his army shrugged off the taunt due to the pitiful size of the Muslims who were at a 1000-fold disadvantage in numbers. The 60,000 Christians charged forward but the Muslims remained solid and firm. The battle was ferocious and nothing but the roars of battle-cry could be heard. Both armies fought with the clashing of bone and sinew, No one whether it be Roman or Muslim thought that the 60 would survive. The onlooking Muslim army looked anxiously at their brethren and wept with sadness, some even said â€Å"Khalid has deceived and destroyed the Sahabah of Rasullah (peace be upon him)†. On the other side the Romans were content as they were convinced that they had won. The battle continued with the Sahabah fighting with full vigour, zeal, honor, strength, determination courage. Shining knights Khalid, Az-Zubair, Abdurahman ibn AbuBakar, Abdullah ibn Umar, Al-Fadl and Dhirar fought side by side, shoulder to shoulder, sword to sword heart to heart in the intense flames of war whilst never separating. As Allah SWT says the in Qur’an: †Surely Allah loves those who fight in His way in ranks as if they were a firm and compact wall. † [Surah As-Saff 61:4]. Kh alid then cried out to rally the Muslims at a certain point whilst he himself penetrated to the centre of the enemies and was surrounded. Al-Fadl bin Abbas rushed to aid alongside the brave Az-Zubair, shouting â€Å"Leave our friends alone. That is Az-Zubair ibn Al-Awwam and I am AlFadl ibn Abbas, the cousin of Rasulallah (peace be upon him)†. The Muslims then launched a great counter strike against the Romans and fought until Maghrib time! Now the onlooking Muslim army was really worried, especially Abu Ubaidah who anxiously said â€Å"O companions of the Prophet (peace be upon him), Khalid and his men have doubtlessly been destroyed† and got them ready for battle. But suddenly as the smoke cleared and the dust settled. The thunderous roar of â€Å"Laillah illalah Wallahu Akbar† was heard. Each sahabah shouting the Islamic testimony â€Å"I bear witness that there is no deity except Allah alone, He has no partner, and Muhammad is His Slave and Messenger! †. Khalid bin Waleed emerged from the midst of the turmoil with clear signs of fatigue and exhaustion. The army of 60,000 was humiliated by a crushing defeat by 60 heroes, 10 of whom were blessed with martyrdom and 5 of them captured.

Monday, January 20, 2020

Evolution vs. Creation Essay -- essays research papers

Don’t Monkey Around in Class   Ã‚  Ã‚  Ã‚  Ã‚  Ã¢â‚¬Å"In the beginning, God created the heavens and the earth† (Gen. 1:1). Words of this nature have been questioned for thousands of years—by naturalists, materialists, humanists, etc.—and, in more recent times, have led to court cases, heated arguments, and public debates. The major debate intended to be covered in this piece is that of whether or not evolution should be taught in classrooms. Also, if it is to be taught, should it be taught as fact or theory? It is also intended to present enough evidence to disprove evolution altogether and, as a result, make it much less than a theory, but actually the vain opinions of a man who chose not to accept the truth.   Ã‚  Ã‚  Ã‚  Ã‚  The entire point of this essay is to breakdown the theory of evolution, invalidate its scientific reliability, and support the necessity of showing its errors and inaccuracies in classroom textbooks side-by-side with creationism. To date, evolution is being taught in public schools as the only theory of origins. Creationism must be included as the only alternative and evolution discredited because of its invalidity. On the other hand, Steve Edinger, a biologist at Ohio University, warned members of the House Education Committee about presenting alternative evidence against evolution, saying it â€Å"was not scientific† and disservices the students. He continues, â€Å"One would wonder what would happen if a teacher spent half a period explai...

Sunday, January 12, 2020

Bukowski poem †a smile to remember Essay

Analysis A smile to remember Charles Bukowski The poem is really a short story about an ordinary family with tragic problems. The child of the mother and the father, who are mentioned in the poem, is the narrator. The likely scenario is that the child in the poem represents Charles Bukowski’s childhood. In the first lines of the story, it is mentioned that the family has goldfish. We hear about a boy, whose mother keeps telling him to be happy, even though she has a miserable life because of his insane and abusive father, who beats her frequently. One day the goldfish dies and his father, being the insensible man he is, throws the goldfish to the cat, but remarkably, Henry’s mother just smiles. The first impression you get when you see the title of the poem is that this must be a ‘feel-good’- or ‘love’-poem. In the first line, the word ‘goldfish’ is mentioned. An innocent image most readers can relate to. The same goes for the line â€Å"my mother, always smiling, wanting us all to be happy†. Again, to the reader this is a good thing. Unfortunately, that is not the case. Most people agree that going through life happy, is something we all try to achieve. The fifth line reads â€Å"and she was right: it’s better to be happy if you†. Then the poet does something remarkable. The line stops after â€Å"you†, while the next line, only includes one word; â€Å"can†. Bukowski made this word a line by itself to make the reader understand the undertone of desolation in the family, because they surely cannot live the happy, picture-perfect life. By writing it this way, Bukowski leave it to the reader to decide if the mother and the child are happy. But clearly the Mother acknowledges that the child is in fact never happy, since he â€Å"never smiles† as she remarks later. Line 10-11, â€Å"raging inside his 6-foot-two frame because he couldn’t understand what was attacking him from within†. We know from earlier, that Bukowski’s childhood was terribly violent and his father was abusive to his  mother and him, but in this poem Bukowski choose to look beyond this and tries to understand why his father was abusive. In this line, the reader senses immediately that something is wrong with the father and that he is fighting his own demons. Is it mental illness, substance abuse or is he just a man with temperament? Bukowski’s mother becomes the center of the stanza; â€Å"my mother, poor fish, wanting to be happy, beaten two or three times a week, telling me to be happy: ‘Henry, smile! Why don’t you ever smile?† Instead of goldfish swimming in a bowl, the goldfish now symbolize the mother (â€Å"poor fish†) who tries to show happiness even though she suffers from violence and lives in pain. However, sor row cannot be hidden, even the child knows that her happiness is not real. As the author express it â€Å"it was the saddest smile I ever saw†. In the last stanza the goldfish dies. The reader can clearly envision the dead fish â€Å"they floated on the water on their side, their eyes still open†. To return to the symbol of the fish being the mother, the reader’s viewpoint now gets completely turned upside down. It is not as simple as it looked – the poem is not about abuse. It is about a frazzled woman who tried to keep an even more broken family together. She believed in the good things in life and smiled through her pain in an attempt to raise a shelter towards the ugly reality she is confined to. Until one day, when the little part of her, still trying to fight, died and was thrown to the cat: By then she just stands there, still smiling. Perhaps she realizes that relief will also come to her some day; when death put an end to her miserable life and she can finally stop pretending that life is a happy place.

Saturday, January 4, 2020

Human Resource Management A Mandatory Organization

Human resource management is a mandatory organizational practice despite the size of the organization. There are various aspects of human resource management that should be effectively addressed in any organization that desires to achieve its goals and objectives. In this paper, I researched the various aspects of human resource management that included hiring practices, training and development, employee satisfaction, compensations and benefits, employee relation among others. After carrying out the research, I found out that each of the aspect of human resource management is very important in the effective functioning of an organization. In addition, I found out that ineffectiveness in any of these areas of human resource management could lead to failure of an organization. In order to ensure effectiveness in Human resources management, the managers must be trained on how to go about the various aspects of HR management (Dessler, 2000). Introduction and Overview The paper address es the importance of the various aspects of human resource management in small organizations. It looks at how each of these areas of HR management can lead to successful achievement of goals and objectives within the small organizations. In evaluating the contributions of the areas of human resource management in small organizations, the paper will address and provide insightsShow MoreRelatedThe Code Of Ethics : A New Organization994 Words   |  4 PagesIntroduction: As a new organization, it is at most importance that we strive to provide commitment, community and excellence here at Company X. These are our key beliefs that define our core values as individuals and as an organization. This Code of Ethics provides important issues and list policies and procedures to provide assistance in making the appropriate decisions that supports our beliefs and is a reflection of our organization. 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